Boating Season

Boating season is upon us… Are your you ready?

Here are the top tricks and tips from Premier Marine Insurance Group;

• Always check the weather and tides before you hit the water
• Go slow when docking
• Valuables like cellphones, keys and wallets have a way of getting wet…use protective coverings / waterproof bags
• Have an onboard first-aid kit, PFD’s / life jackets for every person, and other safety items as required by Transport Canada
• Take some time to get to know how to use your boating gadgets before getting out on the water
• Dress appropriately – layer up!
• And of course, get a proper marine insurance policy! Premier’s annual marine policy starts at only $135

Contact our office if you would like a quote for boat insurance!

If you would like more info about our specialized marine insurance company, Premier Marine, follow the link to their website.



Our friends at Hagerty are always keeping close tabs on car owners – and ensuring that their
unfortunate losses can be lessons for all. Here’s a tale of a teddy gone rogue, and how this baby bear
made some big trouble for unsuspecting drivers.
VEHICLE INVOLVED: 1936 Ford coupe
WHAT WENT WRONG: Ah, the innocent teddy bear. The soft and cuddly children’s toy is as
intimidating as a new puppy. Until one gets lost on a busy highway, of course.
The owner of a 1936 Ford coupe was cruising on U.S. Route 101 in California when the vehicles on
his right began to slow in order to straddle a teddy bear in the road. The driver of a 2007 Scion Model
TC, distracted by the radio, saw the bear at the last moment and swerved to miss it, colliding with the
DAMAGE/LOSS: No one was hurt—including the teddy bear—but damage to the Ford was extensive.
The passenger door took the brunt of the impact. Repair costs totaled more than $10,000, which
Hagerty paid.
LESSON: When it comes to your own driving, keep your eyes moving. Watch the car in front of you,
and maintain a reasonable distance. Also, take an occasional glance at the cars farther ahead; watch
for brake lights and sudden movements. Avoid distractions, particularly in heavy traffic.
Don’t text and drive. Need something in the back seat? Drop something? Wait to grab it, or pull over
so you can pick it up when the car is stopped. Watch for animals or objects in the road, and do not
swerve to miss anything unless it’s a person or something so large that it might kill you if you hit it.
Bottom line: no car is worth a life.
With that said, think back to your early driving days. One of the first lessons we’re taught is that even
the best drivers in the world can’t control what other drivers do. So, expect the unexpected. Even the
smallest, most harmless-seeming objects or distractions can wreak havoc on the highway.


January 2018

The collector car market was split in 2017. Hagerty’s list of the highest auction sale prices for
American cars is evenly divided between massive, open-top prewar machines and lithe postwar
sports cars. Here are five American cars that broke the million-dollar barrier last year.

5. 1948 Tucker 48, RM Sotheby’s Arizona: $1,347,500 (including premium)
Hagerty Price Guide: $1,150,000–$2,000,000
With a focus on safety and efficiency, Preston Tucker’s quirky three-eyed creation was ahead of its
time. The fact that only 51 Tucker 48s were built makes them rare, but the constant production
changes during that short one-year run mean each Tucker 48 is unique. This was the 44th car built
and showed fewer than 8,000 original miles.

4. 1929 Duesenberg Model J Convertible Coupe, RM Sotheby’s Monterey: $1,430,000
(including premium)
Hagerty Price Guide: N/A
This lovely, roadworthy J benefited from a concours-winning restoration in 2007. The desirable
coachwork was once fitted to the Model J owned by chewing gum magnate Philip K. Wrigley, before
he and this car’s original owner—who coveted the coachwork of Wrigley’s J—traded bodies.

3. 1935 Duesenberg Model J Cabriolet, RM Sotheby’s Hershey: $1,485,000 (including premium)
Hagerty Price Guide: N/A
Belgian coachbuilders D’leteren built the elegant, athletic bodywork atop this Model J’s chassis,
marking the last standard Model J to be shipped to Europe for a bespoke body. The latest restoration
included new paint for the original frame, engine, firewall, and body as well as Marchal headlamps,
which are correct for European-delivery Duesenbergs.

2. 1967 Chevrolet Corvette L88 Convertible, Worldwide Scottsdale: $1,980,000 (including
Hagerty Price Guide: $1,850,000 – $3,250,000
Just 10 L88 convertibles were built for 1967, and only one in Silver Pearl. Combine what is arguably
the most beautiful Corvette generation with the most potent engine available at the time, and you’ve
got a recipe for a valuable Bowtie.

1. 1933 Duesenberg Model SJ LaGrande Phaeton, RM Sotheby’s Auburn Fall: $2,300,000
(including premium)
Hagerty Price Guide: N/A
Truly one of a kind, this long-wheelbase model has a folding windshield on its second cowl that gives
rear-seat occupants the choice of adding a bit of wind protection, a feature absent on the rest of the
“sweep panel” phaetons built by Duesenberg’s in-house coachbuilder. After spending decades
naturally aspirated, the engine was returned to its original supercharged configuration in 1979.

How much are these scary movie cars worth?

October 2017
Automobiles often play an important supporting or even starring role in many of our favorite films,
from Bullitt with Steve McQueen to, well, the Disney movie Cars. That’s certainly true of horror and
monster movies as well, and what better time than Halloween to see what some of these scary
movie cars are worth these days. Check out the folks at Hagerty’s iconic creepy car list!
When actress Tippi Hedren drove a 1954 Aston Martin DB2/4 Drop Head Coupe in Alfred
Hitchcock’s 1963 film The Birds, it was already an older model, but still a perfect car for the
California socialite that Hedren plays. Rumor has it that the car used in the film eventually had a
327 Corvette engine dropped into it and was totaled, but in today’s market a freshly restored
example would bring over $400,000.
Like Doc Brown’s DeLorean, the Ghostbusters “Ecto-1” was a heavily modified version of an
existing vehicle, in this case a long-wheelbase commercial chassis 1959 Cadillac built by MillerMeteor.
Barrett-Jackson sold one of the three cars built for the film in 2010 for $88,000, but the one
actually used in the majority of filming would obviously bring more.
Christine, the 1958 Plymouth Fury from the Steven King novel and 1983 John Carpenter film of
the same name about the car that kills people, is perhaps the most famous scary movie car of them
all. A freshly restored red and white ’58 Fury would normally cost over $40,000, although BarrettJackson
sold the real Christine (restored from parts on the cars used in the film) in 2015 for
Kurt Russell’s heavily modified 1971 Chevrolet Nova in Quentin Tarantino’s Death Proof was a car
in which the driver couldn’t be killed. While a stock example wouldn’t even set you back 20 grand,
the car used in the film was listed on eBay a few years ago with a “Buy It Now” price of $69,000.
Finally, while Animal House isn’t exactly a horror film, the Deathmobile, (underneath it was the
same 1966 Lincoln Continental used in several other scenes) used in the final parade scene
certainly looks sinister enough. A good example is worth a little under $20,000, and with another
few hundred dollars worth of paper mache, plywood, paint and probably some duct tape, you could
probably have an exact replica done in a weekend.